What is the “Earnings Test” in Social Security Disability?
When you file a claim for Social Security Disability Benefits, the agency will first determine if you are disabled. After proving disability, Fayetteville, Arkansas Social Security Disability attorneys know you need to pass the “earnings test,” which refers to a calculation based on your age and how long you have worked.
The earnings test consists of two parts: “recent work” and “duration of work.” The “recent work” is based on the age of the applicant at the time of the disability. The “duration of work” test proves that the applicant worked and paid Social Security taxes for a long enough period to qualify. Generally, once the Social Security Administration determines disability, an applicant needs to have worked 20 quarters of out of the last 40, or five out of the last 10 years. To establish eligibility for benefits, claimants need a specific amount of work credits. In 2013, the claimant needs to have earned at least $1,160 in a three-month period. Persons younger than 24 need to have worked six quarters over three years, and those between the ages of 24 and 30 need credit for half the time for the period beginning with the quarter after turning 21 and ending with the quarter in which you became disabled. In other words, if you are 29, you would need to work four of the eight years between 21 and 29, ending in the quarter that you became disabled.
The calculations for disability benefits can be confusing, but the good news is that Fayetteville disability lawyers are waiting to help you get the benefits you are entitled to receive.
The Martin Law Firm is a champion for injured or disabled workers who are no longer able to support themselves and their families.